Current Income ETF – 100% Fixed Income 
The Current Income ETF Portfolio contains a mix of money market, short-term bond and Treasury-Inflation Protected Securities (TIPS) ETFs. It seeks to provide relative stability of principal and greater income than money markets can provide. It may be ideal for investors with short-term goals and who need to keep investments liquid.

Income with Growth ETF – 70% Fixed Income, 30% Equity
The Income with Growth ETF Portfolio contains a mix of large-cap and mid-cap equities and intermediate and short-term bond ETFs. It seeks to provide investors with a certain level of protection on initial investments while providing some portfolio growth. It may be ideal for investors with short- to intermediate-term goals who want to protect current investments while hedging against inflation.

Moderate Growth ETF – 50% Fixed Income, 50% Equity
The Moderate Growth ETF Portfolio contains a mix of large-cap, mid-cap, small-cap and international equities and intermediate- and short-term bond ETFs. It seeks to provide for a moderate level of risk-and-return by striking a balance between current income, conservation of principal and the opportunity for long-term growth. It may be ideal for investors with intermediate-term goals who are interested in building capital and protecting their portfolio against inflation while minimizing large swings in portfolio value.

Wealth Building ETF – 30% Fixed Income, 70% Equity
The Wealth Building ETF Portfolio contains a mix of large-cap, mid-cap, small-cap and international equities and intermediate- and short-term bond ETFs. It seeks to invest in a diversified mix of stocks and bonds in an attempt to build wealth and protect against inflation over the long run. It may be ideal for investors with intermediate to long-term goals who are interested in beating inflation and less concerned about short-term market fluctuation.

Aggressive Appreciation ETF – 100% Equity
The Aggressive Growth Portfolio contains a mix of large-cap, mid-cap, small-cap and international equities. It seeks to attain higher-than-average gains and assumes higher levels of risk. It may be ideal for investors with long-term goals who can withstand shifts in portfolio values.