Welcome to the Web site of Reliance Trust, its subsidiaries and affiliates (“Reliance Trust”).
Please read the following Legal Disclaimer/Terms and Conditions of Use carefully. By using the Reliance Trust Web site, you represent that you are at least 18 years of age and agree to be bound by the following terms and conditions. Reliance Trust reserves the right to amend, add to or remove provisions from this Legal Disclaimer/Terms and Conditions of Use at any time without prior notice by posting changes thereto in this Web site. Your use of this Web site after such posting signifies your consent to the amended terms and conditions.

Persons who access the material made available on this Web site agree to the following:

1. Regulatory Restrictions
No security, insurance, banking or other product or service, including investment advisory services, offered by Reliance Trust is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. No such security, product or service is offered or will be sold in any jurisdiction by an entity or person that is not properly licensed to do so in such jurisdiction. Some products and services may not be available in all states. The information provided on this Web site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Reliance Trust does not claim that information on this Web site is appropriate or available for use outside of the United States.

2. Limitation of Liability
The information, data and opinions on this Web site are provided “as is” and without any warranty of any kind, either express or implied. Reliance Trust will not be liable for any direct, special, indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the use of this Web site.

3. Third-Party Content
Reliance Trust is in no way responsible for the content of any Web site operated by a third-party that may be linked to this Web site via hyperlink, whether such link is provided by Reliance Trust or by a third party. Reliance Trust does not guarantee, and undertakes no effort to verify the accuracy, timeliness or completeness of the content of any Web site to which Reliance Trust may link, including any information about Reliance Trust appearing on any other site. By providing access to other Web sites, Reliance Trust is not recommending the purchase of any product or service provided by the sponsors of such Web sites. Although the information provided to you on this Web site is obtained or compiled from sources we believe to be reliable, Reliance Trust cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data, including, without limitation, charts, graphs, or historical and market data made available to you for any particular purpose.

4. Privacy
The security or privacy of your e-mail communications is not guaranteed. Reliance Trust takes the matter of your privacy very seriously. As a visitor to its Web site, Reliance Trust may collect information about you if you voluntarily choose to send us an e-mail, request information, provide information to us, or ask to be contacted. Reliance Trust may use this information to provide you with updated information about the products and services we offer. Reliance Trust may disclose nonpublic personal information about you to certain third parties to assist us in servicing your account with us; to government regulators; in response to subpoenas; and to consumer reporting agencies. Reliance Trust does not disclose any nonpublic personal information about you to any other third parties, except as authorized by you. Certain employees of Reliance Trust may be given the information you provide in order to respond to your requests. Employees of Reliance Trust are instructed and have agreed to handle this information confidentially. Other sites to which our Web site is hyperlinked may have their own terms and conditions. Privacy policies may differ from Reliance Trust’s policies at other Web sites. Reliance Trust is not responsible for the privacy practices employed by other Web sites.

5. Copyrights and Restrictions on Use of Materials
This Web site is protected by applicable copyright law. Reliance Trust maintains all ownership of copyrights in the text and graphic images and logos contained in this Web site as well as the functionality of the Web site. The information in this Web site is provided for the personal viewing of our readers and may not be distributed, modified or used without the prior written consent of Reliance Trust. If you download or print any information from this Web site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information. You may not reproduce, transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose any part of the Reliance Trust Web site without the express prior written permission of Reliance Trust. Unauthorized attempts to upload information or change information on this Web site are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986 and The National Information Infrastructure Protection Act of 1996. Unauthorized modification of any information stored on this system may result in criminal prosecution.

6. Password-Protected Areas
Some of the material in our Web site is password-protected and access to these areas is restricted to authorized users only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

7. Viruses
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, we want to warn you about the possibility of infections or viral contaminations on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. Reliance Trust is not responsible or liable for any damages caused by such hazards.

8. Miscellaneous
These terms and conditions shall be governed in all respects by the internal laws of the State of Georgia. Any legal action or other legal proceeding relating to these terms and conditions or Reliance Trust’s Web site shall be brought exclusively in a state or federal court located in Atlanta, Georgia. Reliance Trust and you expressly and irrevocably consent and submit to the jurisdiction of such courts.
These terms and conditions, as amended from time to time on this Web site, constitute the full and entire understanding and agreement between Reliance Trust and you with respect to your use of our Web site, and may not be amended or waived orally or through a course of dealing. In case any provision of these terms and conditions shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

Mutual Funds and Other Securities:
NOT FDIC INSURED May lose value
No bank guarantee
© 2010 by Reliance Trust Company. All Rights Reserved. 185421